Roof Insurance Claims for Wind and Hail Storm Damage

Replace Your Storm and Hail Damaged Roof Fast

At Odyssey Roofing, we understand the importance of timely action when it comes to hail and storm damage to your roof. We also understand that sometimes navigating the insurance adjustment process to get your roof damage covered can be tedious and confusing. Our expert roof insurance specialists work quickly with your insurance provider to maximize your insurance claim and get your roof replacement covered before small issues turn into major ones.

At Odyssey Roofing we have many options for your new replacement roof, such as class 4 impact resistance rated shingles that are able to withstand winds of up to 130 mph. We also over financing to cover any difference between the cost of what your insurance company may cover and the roof you want to put on your home. Odyssey roofs are installed by CertainTeed certified professionals to ensure a durable and long-lasting product – and are backed by the industry leading parts, labor, and workmanship warranty. Don’t wait until it’s too late, trust Odyssey Roofing to make your home safe and secure again.

Contact Ron Morice for Help With Your Roof Insurance Claim

Professional Storm Insurance Roof Replacement ​

Ron is an Odyssey Roofing and Siding insurance specialist and has been helping homeowners with their roof and siding insurance claims for the last 20 years. From making sure your existing insurance claim sufficiently covers all the items it should to assisting with submitting your insurance claim and keeping your insurance company honest, Ron provides unparalleled customer service and gets the results you need. 

Contact Ron directly at 630-287-3333 or set up an appointment through our office for all your insurance claim needs. 

Odyssey Roofing Will Maximize Your Insurance Claim

Missing or damaged shingles: Look for any missing or broken shingles on your roof or on the ground around your home. This could indicate that wind or hail damage has occurred, and the exposed areas of your roof are now vulnerable to leaks.

Damage to flashing: Check the areas around vents, chimneys, and skylights for any damage to the flashing. Flashing is the metal or plastic material used to seal and protect these areas, and if it’s damaged, it can lead to leaks.

Debris on the roof: After a storm, it’s not uncommon to find debris on the roof. This can include branches, leaves, and other debris. While it may not cause immediate damage, it’s important to remove it as soon as possible to prevent any long-term damage or blockages.

Learn about other common types of roof damage.

There are a few things to consider when thinking about filing an insurance claim for a roof replacement after a storm:

The age and condition of your roof: Before filing a claim, it’s important to consider the age and condition of your roof. If your roof is older and has reached the end of its lifespan, the insurance company may not cover the entire cost of roof replacement but instead take a chunk out because of depreciation. In this scenario, you may have to supplement the amount that your insurance gives you with a home improvement loan to make up the difference.

The type of damage: Insurance companies will typically cover damages caused by specific types of storms, such as high winds, hail, or lightning. It is important to document and understand the type of damage that your roof has sustained – as well as the particular dates that you noticed the damage and the day or days that the storm occurred. 

Policy details and deductibles: Review your insurance policy to understand the coverage limits, exclusions, and deductibles for roof replacement. Be aware of what is covered and what is not, and if there is a maximum amount that the insurance company will pay. If you have already started the process and had an adjuster come look at your roof, it is also important to have all the documentation for your professional roofing contractor to review in order to maximize your claim.

It can be difficult to determine whether a roof needs repair or replacement after a storm, but there are a few key factors to consider:

Age of the roof: If your roof is approaching the end of its lifespan (usually around 15 years for traditional 3-tab asphalt shingles), it probably does not make sense to repair it. This is because the shingles have become to old and brittle, and attempting to repair them usually causes damage to other areas or shifts the problem to other weak spots.

Extent of the damage: If the damage is widespread and affects a significant portion of the roof – i.e., an entire side or multiple sides of your roof – it may be more cost-effective to replace the entire roof rather than making repairs – even if the roof is somewhat new. In these scenarios, your insurance company will typically cover your roof replacement – but this all depends on the particular policy you have. 

Type of damage: Some types of damage, such as missing shingles or damaged flashing, can be repaired without causing other issues. However, if the damage is severe and causing significant leaks or potential structural damage, replacement may be necessary. This is because in these scenarios a repair is like a band-aid, it will cover the problem up and you will not have any issues if the problem is only on the surface – however if the problem has gotten deeper you are setting yourself up for greater costs in the future.

Filling an insurance claim: When filing an insurance claim for roof damage, it is always best to contact professional roofing contractor that can act as the middle man between you and your insurance company. This is because the contractor you hire has your best interest in mind – to get your roof replacement covered by your insurance policy and maximize your claim – and knows how to get results.

Learn more about what goes into a roof replacement

It is generally not recommended for homeowners to inspect their own roofs for damage, as it can be dangerous. Roofs can be steep and slippery, and without proper safety equipment or training, there is a risk of falls or other accidents.

Additionally, identifying and assessing roof damage can be challenging for those without professional experience and expertise. The best way to proceed is to file an insurance claim and have the insurance company send their adjuster out to examine your roof – however you should always have a professional roofing contractor meet your adjuster to make sure they do not miss or ignore anything that would allow you to get the coverage you deserve. In general, most insurance adjusters are thorough professionals and will be able to provide a detailed assessment of the damage for your insurance company to determine if repairs or replacement is what your insurance policy allows.

If you suspect that your roof may have been damaged, it’s best to contact a professional roofing contractor to start the process with your insurance company and act as your advocate rather than attempting to inspect it yourself.

Hail and storms can cause a variety of types of damage to a roof. Some of the most common types of damage include:

Missing or damaged shingles: High winds and hail can dislodge or break shingles, leaving your roof vulnerable to leaks.

Punctures: Large hail can cause punctures in the roofing material, which can lead to leaks if not repaired.

Cracks: High winds can cause shingles to crack, which can also lead to leaks.

Blistering and granule loss: Hail can cause the surface of shingles to blister or lose granules, which can weaken the shingles and reduce their lifespan.

Damage to flashing: High winds and hail can damage the flashing around vents, chimneys, and skylights, which can lead to leaks if not repaired.

Damage to gutters: High winds can cause damage to gutters and downspouts, which can lead to water damage if not repaired.

Impact damage: Large hail can cause dents and impact damage on metal roofs

Learn more about the types of shingles available for your roof replacement

The Odyssey Way

We’re with you through every step of the roof replacement process


The first step in your roof replacement project. An Odyssey roofing specialist will go over all the details of your roof replacement, from the installation process to the type of roofing materials used.


After you have chosen the type of roofing materials you would like to use for your roof replacement; your roofing specialist will provide you with the total cost of the project as well as financing options.


Once you start your roof replacement project with Odyssey, our production team will order your roofing materials and handle the logistics. We will also obtain any permits required for your roof replacement- all you have to do now is wait!


When your roof material is manufactured and ready to ship, an Odyssey roofing project manager will contact you to set up a day and time that works for you to begin your roof installation.

See What Our Customers Are Saying About Odyssey Roofing

Andre D
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Wonderful experience working with the Odyssey Roofing team for my roof repair and replacement. Everything from the start of work to completion happened on the timeline that I was promised. I would highly recommend them to friends and family.
Jaclyn C
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The team at Odyssey did an absolutely fantastic job with my roof and siding. They were professional and courteous. From the initial consultation to the final inspection, they went above and beyond to ensure that everything was done just they way that was promised. I will definitely be calling Odyssey Home Remodeling when it is time to replace my windows.
Charity H
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The staff at Odyssey was very helpful and always communicated in a timely fashion. The people at Odyssey are ethical and professional, highly recommend this company, they have done my home, and my mother's home!
Anirudh S
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Very impressed with Odyssey Roofing. Great products, warranty, and service at a very competitive price
Rocco E
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This is a great company! They did the roof on our 4000+ square-foot home in Naperville and also replaced several windows in one project, completing a wonderful new sunroom! And each case offering choices and making informed suggestions we are very pleased with their work, and very competitive prices. Steve Marangos the president is a true professional, who is most pleasant and accommodating to work with. He and his people aim to please and to do things with quality to meet and exceed expectations. He and they are dedicated to doing the job right to please their clients to earn their future business. Their work is on time, and neat as well.. closely a tentative on-time start and completion, and to No mess, thorough cleanup. We are pleased to highly recommend Steve and his team at Odyssey Home Remodeling. Less
Karen C
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We want to thank Steve and his employees. They were very professional and friendly in handling our roofing damage and in a timely manner. I would recommend them for anyone needing repairs. Thank you
Chiquita B
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Odyssey Home Remodeling replaced my roof with designer CertainTeed shingles and copper flashing. They were much less expensive than the prices I was seeing elsewhere for similar work and they did an amazing job from start to finish! I would recommend this company in a heartbeat.
Upcon Group
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They were very responsive and did a great job on the repairs we needed.
chicagokid 340
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I got a bang for my buck. Good quality material. I never had a roof put on before and they made it so easy. I had other contractors, but they couldn’t compare to the deal I got with ODYSSEY home and remodeling. I would definitely recommend them to anybody who is getting the roof done.
S Garcia
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From the first response to completion. The Odyssey team was timely and professional! We will definitely consider them when we replace our windows!
U Peppers
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Joe came to give me an quote today he was very informative and educated me . That i appreciate. I look forward to doing business with this company. Stay tuned for my follow up review
J Bush
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Having a roof replaced is an extremely stressful, expensive experience. Working with Steve at Odyssey Home Remodeling made this endeavor much less stressful. He is very professional, knowledgeable and went out of his way to assist with our time and budget restraints. The roofers, Ivan and his crew, were also very professional and answered any questions we had. I would highly recommend contacting Steve at Odyssey Home Remodeling for home projects.

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